Dynamic Recovery

You May Be Owed Money From Your Foreclosure — We Help You Claim It

If your home sold for more than what you owed, the difference legally belongs to you. Most homeowners never find out. We track down and recover these funds on your behalf.

about us

Our Services

What Are Surplus Funds?

When a foreclosed home sells at auction for more than the mortgage balance, taxes, and fees owed, that extra money — called surplus funds, excess proceeds, or overage — doesn't go to the lender. It's yours.

The problem is, this money usually sits with the county or court, and nobody calls to tell you it's there. There are often strict deadlines to claim it, and once that window closes, you could lose it permanently.

That's where we come in.

Why Homeowners Work With Dynamic Recovery ?

trusted expertise

Court records, claim paperwork, and county procedures are confusing and time-consuming. We handle it so you don't have to.

transparent service

We walk you through every step and answer your questions along the way.

smooth process

We do the initial search at no charge, so you know what's out there before you commit to anything.

Super Simple 3 Step Process

Free Surplus Search

Tell us your address or case info. We check whether surplus funds exist on your former property.

We Verify and File

If funds are owed to you, we confirm the amount, prepare the claim paperwork, and file with the appropriate court or county office.

You Get Paid

Once the claim is approved, your funds are released to you. You choose how to pay for the recovery: a small flat fee upfront, or a contingency fee, with nothing owed unless funds are recovered.

Ready to get started?

STILL NOT SURE?

Frequently Asked Questions

Question 1: Is this legitimate?

Yes. Surplus funds are a legal right for former homeowners after a foreclosure sale generates more money than what was owed.

Question 2: What does it cost me?

After a free search confirms you have funds to claim, you choose how to pay: a small flat fee upfront, or a contingency fee of 10-20% taken only out of funds we successfully recover. If we don't recover anything, you owe nothing.

Question 3: How long does the process take?

Timelines vary by county and case, typically ranging from a few weeks to 30-90 days .

Question 4: Is there a deadline to claim my funds?

Many states set a claim deadline after a foreclosure sale. Acting quickly improves your chances of recovering everything you're owed.

Question 5: What if I'm not sure whether I'm owed anything?

That's exactly what the free search is for — there's no obligation to move forward after we check.

READY TO GIVE US A TRY?

Don't Leave Your Money Behind

Find out in minutes if you have surplus funds waiting to be claimed.

Dynamic Recovery

Dynamic Recovery is not a law firm and does not provide legal advice. We assist former homeowners in identifying and recovering surplus funds owed to them following a foreclosure sale.

Email: [email protected]

Phone: 904-469-0805

Business hours

monday: 8am - 5pm

tuesday: 8am - 5pm

wednesday: 8am - 5pm

thursday: 8am - 5pm

friday: 8am - 5pm